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Found 5759 news

  • Columbia Business professor casts doubt on tokenized bank deposits
    Cointelegraph.com - 22:14 Nov 01, 2025
    Tokenized bank deposits lack the flexibility and technical features of stablecoins, making them an inferior product, according to Omid Malekan. Banks and financial institutions have started experimenting with tokenized bank deposits, bank balances recorded on a blockchain, but the technology is doomed to lose out to stablecoins, according to Omid Malekan, an adjunct professor at Columbia Business School. Overcollateralized stablecoin issuers, who must maintain 1:1 cash or short-term cash equivalent reserves to back their tokens, are safer from a liability perspective than the fractional reserve banks that would issue tokenized bank deposits, Malekan said.  Stablecoins are also composable, meaning they can be transferred across the crypto ecosystem and used in various applications, unlike tokenized deposits, which are permissioned, have Know Your Customer (KYC) controls, and have restricted functionality. Read more
  • Digital euro CBDC is 'symbol of trust in our common destiny' — ECB head
    Cointelegraph.com - 20:39 Nov 01, 2025
    The comments from European Central Bank head Christine Lagarde drew overwhelming backlash from the crypto community and political influencers. European Central Bank (ECB) president Christine Lagarde released a statement on Friday touting the digital euro, a central bank digital currency (CBDC), as a unifying force in the European Union (EU) and said the ECB is aiming to launch it “as early as possible.” “As much as banknotes will continue to circulate, we want cash to be in the form of a digital euro as well,” Lagarde said, adding that the central bank digital currency could be used for online payments in the EU. She continued: The ECB governing council announced on Thursday that it will move ahead with building the technical infrastructure to test and deploy a retail CBDC, slated to begin rolling out in 2029, if EU lawmakers pass legislation allowing the ECB to issue it. Read more
    Tags: CBDC
  • Digital euro CBDC is ‘symbol of trust in our common destiny’ — ECB head
    Cointelegraph.com - 20:39 Nov 01, 2025
    The comments from European Central Bank head Christine Lagarde drew overwhelming backlash from the crypto community and political influencers. European Central Bank (ECB) president Christine Lagarde released a statement on Friday touting the digital euro, a central bank digital currency (CBDC), as a unifying force in the European Union (EU) and said the ECB is aiming to launch it “as early as possible.” “As much as banknotes will continue to circulate, we want cash to be in the form of a digital euro as well,” Lagarde said, adding that the central bank digital currency could be used for online payments in the EU. She continued: The ECB governing council announced on Thursday that it will move ahead with building the technical infrastructure to test and deploy a retail CBDC, slated to begin rolling out in 2029, if EU lawmakers pass legislation allowing the ECB to issue it. Read more
    Tags: CBDC
  • MEV driving institutions away from DeFi, costing users dearly: Crypto exec
    Cointelegraph.com - 17:54 Nov 01, 2025
    Broadcasting transactions before they are executed imposes a "hidden tax" on retail crypto users while alienating financial institutions. Maximal extractable value (MEV), the process of miners or validators reordering transactions in a block to extract profits, is preventing financial institutions from adopting decentralized finance (DeFi), which hurts retail users, according to Aditya Palepu, CEO of DEX Labs, the lead contributor to decentralized crypto derivatives exchange DerivaDEX. All electronically-traded markets suffer from maximal extractable value or similar issues inherent in the information asymmetry in ordering trading transaction data, Palepu told Cointelegraph.  The solution is to prevent order flow data from being visible before execution through processing transactions in trusted execution environments, which handle transactions privately through a funded vault or some other mechanism, Palepu said. He added: Read more
    Tags: DeFi
  • MEV driving institutions away from DeFi, costing users dearly: Crypto exec
    Cointelegraph.com - 17:54 Nov 01, 2025
    Broadcasting transactions before they are executed imposes a “hidden tax” on retail crypto users while alienating financial institutions. Maximal extractable value (MEV), the process of miners or validators reordering transactions in a block to extract profits, is preventing financial institutions from adopting decentralized finance (DeFi), which hurts retail users, according to Aditya Palepu, CEO of DEX Labs, the lead contributor to decentralized crypto derivatives exchange DerivaDEX. All electronically-traded markets suffer from maximal extractable value or similar issues inherent in the information asymmetry in ordering trading transaction data, Palepu told Cointelegraph.  The solution is to prevent order flow data from being visible before execution through processing transactions in trusted execution environments, which handle transactions privately through a funded vault or some other mechanism, Palepu said. He added: Read more
    Tags: DeFi
  • Crypto’s changing demographics demand a new approach to crypto security
    Cointelegraph.com - 13:30 Nov 01, 2025
    Stablecoins dominate 40% of crypto volume as emerging markets prioritize utility over ideology. Security must become invisible, not user homework. Opinion by: Louise Ivan, co-founder and CEO of Ryder Step aside, maximalists. Crypto isn’t the domain of early adopters and philosophically driven “hodlers” anymore. The demographics of crypto usage are shifting fast, with stablecoins, in particular, leading the charge. Forget about newcomers stacking sats. In Q3 2025, Tether’s USDt (USDT) and Circle’s USDC (USDC) collectively accounted for approximately 40% of the total crypto volume. This gargantuan figure is due, in part, to folks from emerging regions like Southeast Asia, Africa and Latin America wanting a better way to move their money. Read more
    Tags: Crypto
  • Crypto’s changing demographics demand a new approach to crypto security
    Cointelegraph.com - 13:30 Nov 01, 2025
    Stablecoins dominate 40% of crypto volume as emerging markets prioritize utility over ideology. Security must become invisible, not user homework. Opinion by: Louise Ivan, co-founder and CEO of Ryder Step aside, maximalists. Crypto isn’t the domain of early adopters and philosophically driven “hodlers” anymore. The demographics of crypto usage are shifting fast, with stablecoins, in particular, leading the charge. Forget about newcomers stacking sats. In Q3 2025, Tether’s USDt (USDT) and Circle’s USDC (USDC) collectively accounted for approximately 40% of the total crypto volume. This gargantuan figure is due, in part, to folks from emerging regions like Southeast Asia, Africa and Latin America wanting a better way to move their money. Read more
    Tags: Crypto
  • Malaysia’s central bank sets three-year roadmap to pilot asset tokenization
    Cointelegraph.com - 12:53 Nov 01, 2025
    BNM’s tokenization roadmap aims to focus on real-world use cases such as SME supply chain financing, Shariah-compliant Islamic products, green finance and 24/7 cross-border payments. Bank Negara Malaysia (BNM), the country’s central bank, has unveiled a three-year roadmap to explore and test asset tokenization across the financial sector. Under the initiative, BNM will launch proof-of-concept (POC) projects and live pilots through its Digital Asset Innovation Hub (DAIH), established earlier this year, the central bank announced on Friday. A key part of this roadmap is the creation of an Asset Tokenization Industry Working Group (IWG), which will coordinate industry-wide exploration, share knowledge and identify regulatory and legal challenges. Read more
  • Malaysia’s central bank sets three-year roadmap to pilot asset tokenization
    Cointelegraph.com - 12:53 Nov 01, 2025
    BNM’s tokenization roadmap aims to focus on real-world use cases such as SME supply chain financing, Shariah-compliant Islamic products, green finance and 24/7 cross-border payments. Bank Negara Malaysia (BNM), the country’s central bank, has unveiled a three-year roadmap to explore and test asset tokenization across the financial sector. Under the initiative, BNM will launch proof-of-concept (POC) projects and live pilots through its Digital Asset Innovation Hub (DAIH), established earlier this year, the central bank announced on Friday. A key part of this roadmap is the creation of an Asset Tokenization Industry Working Group (IWG), which will coordinate industry-wide exploration, share knowledge and identify regulatory and legal challenges. Read more
  • Solana ETFs see inflows for 4th consecutive day amid ‘capital rotation’ from Bitcoin, Ether funds
    Cointelegraph.com - 09:46 Nov 01, 2025
    Kronos Research’s Vincent Liu expects Solana ETF inflows to continue next week, noting that rotation from Bitcoin and Ether will likely persist. Spot Solana exchange-traded funds (ETFs) continue to attract investor interest, recording their fourth straight day of inflows amid “capital rotation” from Bitcoin and Ether funds. According to data from SoSoValue, spot Solana (SOL) ETFs added $44.48 million on Friday, bringing cumulative inflows to $199.2 million and total assets to over $502 million. The Bitwise Solana ETF (BSOL) led the charge, contributing the bulk of new capital with a 4.99% daily gain. In contrast, spot Bitcoin (BTC) ETFs saw $191.6 million in daily net outflows on the same day, continuing a week-long trend of profit-taking. The funds saw $488.43 million in outflows on Thursday and $470.71 million the previous day. Read more
  • Solana ETFs see inflows for 4th consecutive day amid ‘capital rotation’ from Bitcoin, Ether funds
    Cointelegraph.com - 09:46 Nov 01, 2025
    Kronos Research’s Vincent Liu expects Solana ETF inflows to continue next week, noting that rotation from Bitcoin and Ether will likely persist. Spot Solana exchange-traded funds (ETFs) continue to attract investor interest, recording their fourth straight day of inflows amid “capital rotation” from Bitcoin and Ether funds. According to data from SoSoValue, spot Solana (SOL) ETFs added $44.48 million on Friday, bringing cumulative inflows to $199.2 million and total assets to over $502 million. The Bitwise Solana ETF (BSOL) led the charge, contributing the bulk of new capital with a 4.99% daily gain. In contrast, spot Bitcoin (BTC) ETFs saw $191.6 million in daily net outflows on the same day, continuing a week-long trend of profit-taking. The funds saw $488.43 million in outflows on Thursday and $470.71 million the previous day. Read more
  • Crypto sleeps while AI builds the richest data set monopolies
    Cointelegraph.com - 08:30 Nov 01, 2025
    Crypto debates DeFi forks while AI companies lock trillions of tokens into proprietary training runs, building permanent data set monopolies. The window closes fast. Opinion by: Ram Kumar, core contributor at OpenLedger The crypto industry spent a decade evangelizing decentralization. At the same time, AI companies assembled the most valuable monopolies since Standard Oil, and they’re data monopolies that make protocol dominance look trivial by comparison. The AI industry is expected to generate over $300 billion in revenue by 2025, primarily through training models on trillions of tokens scraped from researchers, writers and domain experts.  Bitcoin maxis fought block size wars. Ethereum debated MEV extraction. Meanwhile, OpenAI, Google and Anthropic scraped the entire corpus of human knowledge, locked it inside proprietary training runs and built moats that no amount of capital or talent can overcome. Read more
    Tags: Crypto
  • Crypto sleeps while AI builds the richest data set monopolies
    Cointelegraph.com - 08:30 Nov 01, 2025
    Crypto debates DeFi forks while AI companies lock trillions of tokens into proprietary training runs, building permanent data set monopolies. The window closes fast. Opinion by: Ram Kumar, core contributor at OpenLedger The crypto industry spent a decade evangelizing decentralization. At the same time, AI companies assembled the most valuable monopolies since Standard Oil, and they’re data monopolies that make protocol dominance look trivial by comparison. The AI industry is expected to generate over $300 billion in revenue by 2025, primarily through training models on trillions of tokens scraped from researchers, writers and domain experts.  Bitcoin maxis fought block size wars. Ethereum debated MEV extraction. Meanwhile, OpenAI, Google and Anthropic scraped the entire corpus of human knowledge, locked it inside proprietary training runs and built moats that no amount of capital or talent can overcome. Read more
    Tags: Crypto
  • Bitcoin starts $100K ‘capitulation’ as BTC price metric sees big volatility
    Cointelegraph.com - 08:15 Nov 01, 2025
    Bitcoin fell nearly 4% in October as ETF outflows closed out the month, but Bollinger Bands BTC price volatility odds hit record levels. Key points: Bitcoin seals its worst October performance since 2018 as traders flip cautious on the outlook. ETF outflows return as derivatives traders hedge risk despite macro tailwinds. Read more
    Tags: Bitcoin
  • Bitcoin starts $100K ‘capitulation’ as BTC price metric sees big volatility
    Cointelegraph.com - 08:15 Nov 01, 2025
    Bitcoin fell nearly 4% in October as ETF outflows closed out the month, but Bollinger Bands BTC price volatility odds hit record levels. Key points: Bitcoin seals its worst October performance since 2018 as traders flip cautious on the outlook. ETF outflows return as derivatives traders hedge risk despite macro tailwinds. Read more
    Tags: Bitcoin
  • Cathie Wood’s ARK bags $5M in Bullish shares as the exchange celebrates US launch
    Cointelegraph.com - 07:06 Nov 01, 2025
    Bullish celebrated its US debut after securing New York’s BitLicense and money transmission license, launching trading across 20 states and partnering with BitGo and Nonco. Cathie Wood’s ARK Invest has expanded its bet on Bullish, the digital asset exchange that recently went public on the New York Stock Exchange under the ticker BLSH, acquiring over $5 million worth of shares across multiple ETFs. According to daily trade disclosures from Friday, ARK Innovation ETF (ARKK) bought 72,537 Bullish shares, ARK Next Generation Internet ETF (ARKW) added 21,354, and ARK Fintech Innovation ETF (ARKF) purchased 11,122 shares. The new purchase comes as ARK Invest purchased $8.27 million in Bullish shares in mid-October through two of its funds. The firm has been continuing its accumulation since the exchange’s $1.1 billion NYSE debut, when ARK bought roughly $172 million worth of shares across its funds. Read more
  • Cathie Wood’s ARK bags $5M in Bullish shares as exchange celebrates US launch
    Cointelegraph.com - 07:06 Nov 01, 2025
    Bullish celebrated its US debut after securing New York’s BitLicense and money transmission license, launching trading across 20 states and partnering with BitGo and Nonco. Cathie Wood’s ARK Invest has expanded its bet on Bullish, the digital asset exchange that recently went public on the New York Stock Exchange under the ticker BLSH, acquiring over $5 million worth of shares across multiple ETFs. According to daily trade disclosures from Friday, ARK Innovation ETF (ARKK) bought 72,537 Bullish shares, ARK Next Generation Internet ETF (ARKW) added 21,354, and ARK Fintech Innovation ETF (ARKF) purchased 11,122 shares. The new purchase comes as ARK Invest purchased $8.27 million in Bullish shares in mid-October through two of its funds. The firm has been continuing its accumulation since the exchange’s $1.1 billion NYSE debut, when ARK bought roughly $172 million worth of shares across its funds. Read more
  • Bitcoin ends October in red, but now enters its biggest month for gains
    Cointelegraph.com - 05:58 Nov 01, 2025
    Bitcoin has typically recorded its strongest month for gains in November, and there are certainly macro tailwinds to make it happen again. Bitcoin has stepped into its historically most significant month for gains — November — with an average increase of 42.51% since 2013 — meaning Bitcoin could surpass $160,000 this month if history rhymes.  However, a crypto analyst noted that several macroeconomic factors are also at play.  “I do think seasonal charts matter a lot, but it has to be combined with a lot of other factors,” said crypto analyst Markus Thielen from 10x Research.  Read more
    Tags: Bitcoin
  • Bitcoin ends October in red, but now enters its biggest month for gains
    Cointelegraph.com - 05:58 Nov 01, 2025
    Bitcoin has typically recorded its strongest month for gains in November, and there are certainly macro tailwinds to make it happen again. Bitcoin (BTC) has stepped into its historically most significant month for gains — November — with an average increase of 42.51% since 2013 — meaning Bitcoin could surpass $160,000 this month if history rhymes.  However, a crypto analyst noted that several macroeconomic factors are also at play.  “I do think seasonal charts matter a lot, but it has to be combined with a lot of other factors,” said crypto analyst Markus Thielen from 10x Research.  Read more
    Tags: Bitcoin
  • Steak ‘n Shake Bitcoin reserve: Happy meal for hodlers or nothingburger?
    Cointelegraph.com - 02:38 Nov 01, 2025
    The fast-food chain is also donating 210 sats from every Bitcoin meal toward open-source Bitcoin development. American fast-food chain Steak ‘n Shake has announced the formation of a new Bitcoin treasury, built with the Bitcoin made from its restaurants’ sales.  “All payments received in Bitcoin will be placed in our [strategic Bitcoin reserve],” said Steak ‘n Shake in a post on X on Friday, which garnered strong support from the Bitcoin community. The company added that for every Bitcoin meal it sells, 210 sats (around $0.23) will be donated to nonprofit OpenSats, which supports contributors to Bitcoin Core and open source Bitcoin development. Read more
    Tags: Steak

5759 items